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Compensation & Damages

Workers' Comp vs. Personal Injury Claims in Rhode Island

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If you're hurt on the job in Rhode Island, workers' compensation is usually your first resource — but it may not be your only one. In some cases, a separate personal injury claim can provide additional recovery.

How Workers' Comp Works

Workers' compensation provides medical coverage and partial wage replacement regardless of fault. In exchange, you generally cannot sue your employer for the injury.

When a Third-Party Claim Exists

If someone other than your employer caused your injury — a negligent driver, a property owner, or a product manufacturer — you may have a third-party personal injury claim in addition to workers' comp.

Why Third-Party Claims Matter

Unlike workers' comp, a personal injury claim can include pain and suffering and full lost wages. Pursuing both, where available, can significantly increase your total recovery.

Injured on the Job?

Call 973-566-5599 to learn whether you have a third-party claim.

Injured in Rhode Island? Injury Claim Team connects you with experienced local attorneys at no cost. Call 973-566-5599 or request a free review — a specialist will reach out within the hour.

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