After an accident, an insurance adjuster will often contact you quickly. They may sound friendly and helpful — but their job is to protect the insurance company's bottom line, not to maximize your recovery.
Why Adjusters Call So Soon
Adjusters reach out early, before you understand the full extent of your injuries or the value of your claim. An early, lowball settlement saves the insurer money and closes your file before future medical needs become clear.
Common Tactics to Watch For
Adjusters may request a recorded statement, ask you to sign broad medical authorizations, downplay your injuries, or pressure you to settle fast. Anything you say can be used to reduce or deny your claim.
How to Protect Yourself
Be polite but cautious. Do not give recorded statements, do not guess about your injuries or fault, and do not accept the first offer. Keep records of all communications and consult an attorney before signing anything.
Let an Attorney Handle the Insurer
When an attorney represents you, the adjuster must deal with them — not you. Call 973-566-5599 for a free review.
Injured in Rhode Island? Injury Claim Team connects you with experienced local attorneys at no cost. Call 973-566-5599 or request a free review — a specialist will reach out within the hour.